Comparing Travel Insurance



Smart travellers will always spend some time comparing travel insurance policies before deciding on the proper one for their needs. They know that travel insurance is one of the best ways to protect themselves against potentially losing the money they will invest to go on holiday.



The type of travel insurance policy you choose can be different, depending on the plans you have for your trip. If you plan to spend your holiday checking out the slopes, then you should be comparing travel insurance policies that will cover you for ski related expenses, medical assistance in case of illness or accident, trip cancellation, loss of your luggage, and more. A ski holiday can be a lot of fun, but there is always the chance of an accident while skiing. Medical bills while away from home can add up very quickly, so having the buffer of travel insurance can help to make a skiing holiday less stressful.



Or, perhaps you are planning a family holiday this year. You should be comparing travel insurance policies that will protect your family in case your trip is delayed or cancelled, and will reimburse you for the money you would have to spend to secure lodging and meals for your family until the holiday is underway again. Medical coverage is also important to families. You want benefits that will allow you to enjoy a serene holiday, free of worry.



What could happen to you on a cruise ship? You’d be surprised. If you are planning a cruise holiday, comparing travel insurance policies geared to cruise ship trips should be just as important as what cruise ship line to use! Most people take a cruise in order to relax, so the last thing you want to be doing is fretting over all the things that could go wrong. Cruise ship insurance is available to ease your mind and know that if something does happen, you will be covered, even if you are many miles away from home.



You would be surprised when you realize that comparing travel insurance policies will save you money. It is possible to buy a policy that will be tailor made for you and the activities you plan to do while on holiday. The premiums for your travel insurance will not be expensive at all. In fact, when you read your policy, you will be amazed that you are getting so much coverage for so little!



If you do a lot of travelling in a year’s time, whether on holiday or for your job, comparing travel insurance policies can save you even more money. You can take advantage of multi trip travel insurance. This type of policy covers you during every trip you make in the space of twelve months. You can settle back and relax during your many holidays, secure in the knowledge that you have saved money by not having to buy a separate policy each time you take a trip.



Of course, if you only go on holiday once each year, then you only need one single travel policy. Comparing travel insurance policies before taking that annual trip is very wise. You are sure to have safe holidays when you have travel insurance coverage to suit your needs.

Customer Reviews

I have used Travel Insurance Direct several times now when travelling overseas. The last time we travelled with another family who the airline lost their baggage. They contacted Travel Insurance Direct and found them most helpful and assisted them. All of us were greatful for their assistance which may the holiday further stress free.

David | 4/09/2010 <p>WorldNomads.com</p>

Travel insurance is something you take out and hope never to use, indeed dred the thought/act of using it at all... So when I was on an island resort off the sth east coast of Malaysia and was awoken at 1.30am by a stinging, biting sensation on my neck, which turned out to be a giant centipede 11cm long.... Well I was in shock, it continued to hurt/sting like hell for an hour or more and my wife, who was also scared/confused found various websites which contained conflicting info. It was Mary who suggested we call your travel insurance hotline and it was around 3am Malay time.



My experience goes as follows:


  1. * we were put straight through to a nurse who listened, and asked questions in a methodical, calm and understanding way.
  2. * His immediate advice to stay calm as there was a good chance any immediate danger period had passed. He asked what my strongest pain killer was and that it was ok to take 2. He asked if we had any antihistimine(?) Which we did so it was wise to take that and continue for around 48 hrs.
  3. * He found the insect/scoundrel on a Uni Queensland website and proceeded to provide calming expectations of what I would be feeling over the next hrs, day and couple of days etc. He was absolutely spot-on.
  4. * He asked about my last Tetinus shot of which I couldn't remember and he advised to get a shot in the next 48 hrs. I went that day to the mainland and had a shot.
  5. * Finally, he said someone would call me later that day amd wished me well.
  6. * to my surprise, someone actually called back exactly when they said they would. I was exhausted by this stage and they couldn't offer further assistance and I was by now still sore, tired swolen but mending well under competent advice.
  7. * I was then followed up several days later and I was ok by then. Shaken not stirred.



To say I was impressed with the high standard of service would be an gross understatement. For starters my holiday and that for my wife and 3 children was saved by your nurse's swift, calm and accurate advice. We continued on and had a wonderful holiday creating further memories etc.



Your follow up weeks later is 'icing on the cake' as to the service you and your team provide. Though this did not lead to a claim, so I can't speak to that process, nonetheless I am happy to provide your services the highest recommendation.


Peter Dobson | 1/09/2010 <p>Travel Insurance Direct</p>

So easy to get a quote and after much research went with TID for the price and coverage. Have used them 3 times now and have made 2 claims, reimbursed quickly and with no hassle.

Missa | 23/08/2010 <p>Travel Insurance Direct</p>

TID is a travel company where I actually felt I was being looked after!!

Michael Cousins | 17/08/2010 <p>Travel Insurance Direct</p>

Compared travel insurances and found Travel Insurance Direct to be the easiest and most comprehensive. I have now purchased it several times for our holiday insurance needs. Recommended and used by family members.
Would recommend this company to any travellers.

Martine | 5/08/2010 <p>Travel Insurance Direct</p>

Had a great experience getting a quote with TID. Given that i was in early pregnancy (which was extremely healthy) i was being given the run-around and being asked to pay rediculous amounts to cover myself or not cover myself really at all. TID was a great option and the price was unbeatable!

katie | 20/07/2010 <p>Travel Insurance Direct</p>

I have used TID many times and although I've not had to make a claim, I would still recommend it to anyone.

Emma | 12/07/2010 <p>Travel Insurance Direct</p>


Good Morning

I am 63 years of age and wishing to travel to Cairo
I take blood pressure and cholesterol tables for precaution only, no pre medical conditions

Can you please advise if I can be covered for 2 months from 11 July to 11 Sept 2010

Thank you David

David Southern | 2/07/2010 <p>WorldNomads.com</p>

We first started using Travel Insurance Direct a number of years ago because of the easy to use website and price. Two years ago my partner became ill and was hospitalised in Bali. Thanks to our policy and helpful staff we were guided thru the application process. I was very pleased with the speed of the service and very happy with the level of coverage. I have recommended TID to all of our friends based on easy to use, price , service and level of cover.

Mick | 15/06/2010 <p>Travel Insurance Direct</p>


I know choosing a travel insurance company was a big question for me before going to South America, so I wanted to share a positive review of World Nomads for anyone going through the same process.

Basically, some property of mine was stolen on the street in Argentina at the beginning of my trip. I filed a police report, sent the receipts, and made a claim with World Nomads and within two weeks of receiving the documents had the $500 limit for the items transferred into my bank account. It was a really easy process, efficient, and while I didn't recover the total value of the losses, something is better than nothing. Cheers to having something positive to say about an insurance company for once!

Thorn Tree | 3/05/2010 <p>WorldNomads.com</p>

TID was recommended by a friend that travels a lot. We were offered a rate by the travel agent, when booking our tickets, that was over 3 times the cost of TID. I went to their easy to use site, called their very helpful, efficient and polite service center, checked the easy to understand policy, extremely carefully, and decided that this company is well worth buying insurance from.

Macdesign | 12/04/2010 <p>Travel Insurance Direct</p>

Not a bad word to say about Travel Insurance Direct. The cover is outstanding, the price is cheap and the level of service is top notch!

On a recent trip to Europe (my first overseas experience) my Fiancee was struck down with shingles in Paris. At the time though we were unaware it was only shingles and after finding an english speaking hospital, whilst they thought it was Shingles initially, also said it could have been a lung clot so done all the relevant testing to rule it out so that we could have a relatively worry free end to our trip. Travel Insurance Direct were nothing but supportive when we called them to let them know of our misfortune and called regularly to check on my Fiancee and when it came to paying out claim, they were prompt and hassle free. It will take an extremely bad future experience with Travel Insurance Direct for me to consider going with anyone else.

Matthew Flanagan | 30/03/2010 <p>Travel Insurance Direct</p>

World Nomads insurance has been great for us. We have been travelling for 19 months now through the Americas and have updated our insurance online twice in that time with no problems. The price is good and we had one claim (dental) that was processed with no problems. We would definitely use them again.

Carol & Kent - Kiwis | 30/03/2010 <p>WorldNomads.com</p>

I can't believe no one has anything bad to say about this company. The wording seems like its all written by the same person. something fishy going on here!

Editor: we leave you to decide the authenticity of these reviews, but with over 600 reviews it'd have to be a pretty dedicated person to write them all on his own.

bob | 23/03/2010 <p>Travel Insurance Direct</p>

In November 2009, my father was admitted to hospital in Israel I contacted TID and the service received was outstanding. The care and compassion was second to none and contact was made with my Auntie in Israel to discuss the situation. It was handled so professionally that I have no hesitation in recommending TID to others who wish to travel. We have used TID for the last few years and wouldn't consider anything else.

bcalder | 10/02/2010 <p>Travel Insurance Direct</p>

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