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Many people spend a lot of time arguing the case for student travel insurance. They don’t think that going to the trouble and expense of taking out a policy is worth it. They might react differently when a student in their immediate family announces that they are planning to go abroad either on holiday, or to continue their studies. This is when the case for student travel insurance becomes a bit more important.
Student travel insurance has become pretty much a necessity in today’s world, just like many other types of insurance. But students seem to be a bit more vulnerable. It has been noted that so many of them seem to be naïve still, and rather trusting of people. When a student is far away from his or her home, sometimes this fact is all too clear, and people take advantage of the situation. The case for student travel insurance is painfully obvious in this instance. Students are vulnerable when the unexpected occurs, and need the backup of travel insurance in order to protect themselves and their health.
What would a student do when disaster strikes and their luggage is lost or stolen, their travel is delayed, their trip is cancelled, they become ill suddenly or are injured while away from home? How would they handle the situation if a close relative became seriously ill or even died while they were far away from home? In situations such as this, travel insurance can come in very handy. In fact, it can be a virtual lifesaver! The case for travel insurance is a strong case indeed when trouble is brewing.
Students should definitely purchase travel insurance before they leave for overseas studies. They don’t realize, and perhaps their parents don’t either, how financially ruinous it could be if something happens while they are abroad and become sick. They probably do not realize that when you are in a foreign country and must visit a doctor or a hospital, most medical services you receive must be paid for in full at the time you receive it. The case for student travel insurance cannot be argued in this instance. Any money that is spent on doctors or hospitals will be reimbursed to you when you have had the foresight to take out travel insurance before your trip.
What if a student is all packed and ready to embark on his trip abroad and the unthinkable happens, and he’s taken ill and can’t travel? Would you be able to get a refund from the airlines of the money you have spent for the plane ticket? Of course not! The case for student travel insurance has never been stronger than in this situation. Travel insurance would reimburse you for the cost of your ticket. Student travel insurance just makes good sense for any student who is travelling.
I have used TID before and found there webste easy to use and they covered everything that I needed for a my trip at a reasonable price. I just want good cover for a fare price. TID offer this. Very fortunately I have not yet had to claim.
Brendan | 29/01/2012
I have always used the same travel insurance company. I was planning to travel to Thailand for 8days so I contacted them for a quote. I advised them that I would be 19weeks pregnant at the time of travel. They provided me with a quote which was more than I had previously paid for 6weeks in Sth America so I set about looking for a comparison quote. A friend recommended TID. Even with my "pre-existing medical condition" the quote came in at 50% less. I was impressed and will use TID for future travel
Sandra | 27/01/2012
I dont get insurance anywhere else. I have used them the past 5 times I have travelled. Well priced. Good coverage. Such and easy process
Noeleen Lechner | 20/01/2012
have used CTI for the last 3 years, last trip had to claim on overnight medical & hospital expenses while in Bangkok,paid once we got back home & sorted out paperwork,also had to claim stolen wallet{pickpocket]in Kuala lumpur.Claimed online, sent police report & claim was promptly paid.We are using them again this year & highly recommend them but they don't cover pre existing conditions which is clearly stated on the policy.
sandra mccartney | 16/01/2012
I have used TID three times for my children and have found the prices very reasonable, the policies easy to chose and the support excellent. When my 16 year old daughter was on exchange and got sick TID were fantastic with their advice and support.
Halina | 12/01/2012
I have used TID on several occacions, three times as a normal policy and I am now onto my secdond year using the twelve month policy. Their rates are better than any I have researched and the prompt service I received when making a claim was excellent.I have recommended them to many of my friends as well as people I have met on my travels.
Janice Sullivan | 11/12/2011
I found the price from TID with comparable coverage, cheaper than any other company and I will definitely use them again.
John | 3/12/2011
After researching several insurance policies TID had everything i needed in a policy and it was quick and simple to organise. The best part was the price....
Linda | 30/11/2011
TID is our first choice in Travel Insurance. We have used them at least 3 times now and would recommend them to anyone as the service is great and their rates are extremely comparable.
Robyn Gill | 19/11/2011
QBE Travel insurance sucksDon't do it.My infant daughter had an asthma attack while travelling overseas and needed hospital treatment overnight.QBE refuse to pay a single cent because they consider that a "pre-existing condition" - even though she's not even 2 years old yet!Choose a different insurer.
I agree with Chris, it doesn't cover much. They should call it medical expenses travel insurance to avoid confusing travellers!
Stephen | 9/11/2011
i have never found buying travel insurance to be so cheap and easy. great work TID
brad | 9/11/2011
I keep coming back to TID as they are great value and easy to work with.
SJC | 8/11/2011
I've been using TID for many years now, and have always been happy with the website, the booking system, the service, the communication and the price!When I made a claim a few years back after my laptop was damaged and some of my money was stolen, they came through with the goods, and were very communicative and cooperative.TID is the best : )Tawfik
tawfik | 3/11/2011
Great post… you’ve posted very informative article. Keep up the good work and thanks for sharing with us
Alameda Taxi | 2/11/2011